Learning Theology Essay

In Learning Theology with the Church Fathers, Christopher Hall discusses the doctrinal beliefs of the early Christian leaders while Christianity was in its fledgling state of development. Much of what is discussed by Hill in his book is the standard for what the beliefs on the subject will be throughout the church’s history. The topics in Hill’s book are important because the church father’s findings concern these issues establishes the church’s beliefs on these doctrinal topics. Hill’s approach in his book is to take a subject that was highly contested in the life of the early church and follow one or two of the major leading authorities on the subject from the time period. A benefit to looking at the topic this way shows what the prominent thinking of the day was and if it still relates to Christians today. The first major theme that the book addresses is to describe the attributes of God. Hill looks at the various aspects of God the Father, Son and Holy Spirit. Within discussing the parts of the Holy Trinity, Hill shows the various thinking the early church had concerning the three, what each of their roles are, and discusses how each of the three had equality together without either being subordinate to another. The second theme addressed by Hill is that of God’s interaction with humans. Hill explains the teachings concerning man’s sin and how the church fathers understood God’s forgiveness toward man. Hill also speaks of man as being instilled with God’s goodness. Man’s natural instinct is not bent on doing what is inherently good, but it is within God’s instilled grace that God’s best for man is placed within himself (Hill, 130). Hill also writes in discussion of God’s providence to man as being loving, transcendent and wise. The third theme Hill discusses are those things that are directly relatable to Christians in their relations with God. These things consist of the Christian’s relation to the scriptures, the apostolic founded church, and a Christian’s resurrected body and eternal life. Hill also discusses the early church father’s apologetics to the scripture’s authority and how the scriptures were His perfect gift given through His perfect knowledge (Hill, 209). Hill also discusses the differing roles of the church and what the members communal roles are and the differing thoughts on discipline. One of the most important topics discussed by Hill is that of the characteristics of the Holy Spirit. The discussion that was taking place during the fourth century was what is the Holy Spirit and what role does it play in the character of God? Many believed that the three persons of God were not triumvirate but actually three different Gods making Christianity polytheistic. Basil the Great’s writings on the subject is the focal point of Hill’s discussion. Basil’s writings addressed the variable confusions that surrounded the Holy Spirit. The topics Hill highlights from Basil is that of the Holy Spirits equality with the Father and the Son. One point that Hill singles out which gives credence to a Holy Trinity is that the argument for differing levels of power in the Holy Trinity is not arguable. Hill contends that people cannot comprehend the relationship between the three because they all three transient time and age, thus making it impossible for man to give rank to one over another (Hill, 105). This is rational argument because if something transcends time and age, does another being transcend time and space more? To have this distinction is not a more or less argument but a yes or no argument in defining a deity’s self to which Hill discusses well. Another positive from Hill’s book is the explanation of the Holy Spirit and the description of the divine community that is the Holy Trinity. If the Father, Son and Holy Spirit are not three different gods, what is the purpose of their being three separate beings? Hill examines this by giving each of the three different roles in the actions of the world. Hill defines the Father as the creator, the Son and the initiator, and the Holy Spirit as the perfecter (Hill, 115). This understanding of the Holy Trinity shows how the three are not separate but how each are one with different roles in dealing with man. Hill also explains that neither entity usurps the other’s tasks, but remain separated in their roles showing that neither is superior to the other entities. This is a useful distinction because it helps understand the functioning of the Holy Trinity and how it relates to man. When those tasks are known man has a better appreciation for each part of the Holy Trinity and honor can be given to the each part of the deity including the Holy Spirit (Hill, 118). The theme of man’s relation to God is another well outlined discussion. Hill addresses the subject of man’s sins in a way that explains how it was problematic for the church fathers. Following the writing of Irenaeus, Hill discusses the issue of man’s goodness. The discussion during the time of Irenaeus was whether man was naturally good or was goodness implanted in man by God? Hill’s conclusion eventually is man’s sin nature is prevalent before his conversion and after his conversion God bestows a sense of goodness through His love in man. God’s redemptive spirit is given to man and reflected through the actions of man (Hill, 130). Hill’s explanation that the church fathers did not think man naturally good is logical because if man is naturally good then their is no purpose for salvation. Yet while it is said human nature is without good, man is still given a choice and sometimes makes the moral decision. A limited amount of time was given to explain how God allows man to make his own choices. Hill says that God gives the choice to man to decide but does not fully expound on why man sometimes goes against his nature to make moral decisions. In all, Hill does a good job on explaining the church father’s thinking concerning the formation of early church doctrine. His description of their writings helps the reader understand the issues that spurred their theology and the content of their messages. Learning Theology with the Church Fathers gives an good summation of how Christian beliefs came to formation and who the writers were that God used to frame early Christianity’s doctrine. Bibliography Hill, Christopher. Learning Theology with the Church Fathers. Downers Grove: IVP Academy, 2002.

Is Addiction a Brain Disease? Essay

Addiction, it is all around us, affecting people from all walks of life, it is not limited to certain social classes or lifestyles. It is found in every ethnic group, regardless of gender or age. It affects our neighbors, our friends, and our family either directly or indirectly. Although substances such as alcohol and illegal drugs are two of the most common addictions we hear about, there is a wide range of substances and even activities such as gambling and shopping. There is some debate whether addiction is a brain disease or a choice. This controversy has been going on for years and a decision whether or not addiction is a brain disease has yet to be reached. According to a publication Is Addiction a Brain Disease? (1998) , by two psychiatrists, Sally Satel, M.D., and Frederick K. Goodwin, M.D., both argue â€Å"the virtues of thinking about addiction as a primary, though modifiable, behavioral phenomenon, rather than simply as a brain disease†. That is, addiction is a function of a person, rather than simply a physical state† (Satel, Goodwin, 1998, p. 3). According to a publication by the National Institution of Drug Abuse (NIDA, 2007), â€Å"addiction is a chronic, relapsing disease characterized by compulsive drug seeking and use despite harmful consequences as well as neurochemical and molecular changes in the brain† (NIDA, 2007). For the purpose of this paper the focus will be on the substance of drugs of abuse when discussing ‘addiction’, but before getting into the two controversial sides another definition we can look at outside of these two opinions is taken from textbook, Psychology 10th Ed, by David G. Myers: â€Å"Addiction is a compulsive drug craving and use, despite adverse consequences† (Myers, 113). PRO: Drug Addiction is a Brain Disease. The National Institute of Drug Abuse (NIDA) explains that addiction is a brain disease. The initial decision to take drugs is a person’s voluntary choice. However, once a person takes that drug of abuse it can effect â€Å"the pleasurable area of the brain† (NIDA, 2007), in which, addiction takes over the person’s capability of self control, which can result in harmful actions. Thus, when a person uses drugs over a long period of time the brain structure and the way it operates changes resulting in harmful effects and actions. Addiction is tied to changes in brain structure and function, basically making it a brain disease. Furthermore, all drugs of abuse have common affects one way or another within the brain, which activates â€Å"the pleasurable area of the brain† (NIDA, 2007). Drugs of abuse reward our normal actions, therefore, if the brain gets a lot of stimulation it produces pleasant feelings, which drives a person to continually use drugs over and over. NIDA also points out that from science research â€Å"brain-imaging studies from drug-addicted individuals have shown physical changes in areas of the brain that are critical for judgment, decision making, learning and memory, and behavior control† (NIDA, 2007) which indicates that once those areas of the brain are disturbed so is a person’s capability of freely choosing not to take drugs, leading to negative actions. Additionally, science research shows that these changes alter the way the brain functions, which may explain the uncontrollable and negative actions of a person. Furthermore, according to NIDA addiction can be treated and managed successfully since it is a chronic disease and research has shown that combining behavioral therapy with medications is the best way to ensure success for most patients with this chronic disease indicating that it is a treatable and manageable similar to other brain diseases. CON: Addiction is not a Brain Disease. According to a publication retrieved from Ethics and Public Policy Center (EPPC) â€Å"Is Addiction a Brain Disease?† two psychiatrists, Sally Satel, M.D., and Frederick K. Goodwin, M.D., they do not agree with NIDA’s claim that â€Å"addiction† means compulsive drug-taking driven by drug-induced brain changes. They believe â€Å"addiction is a function of a person rather than simply a physical state and a person is in voluntary control of their decision and actions† (Satel, Goodwin 3). If a person can make the choice to take drugs then they can also make the choice to stop taking drugs, especially during those times in between when they are not taking drugs. For a person to voluntarily continue taking drugs of their own accord then they should be held accountable for their addictive behavior and not use brain disease as an excuse. Further, circumstances such as economical, health, or personal issues resulting in a person’s choice to take drugs ironically can be the same reasons for them to either change their pattern, stop taking drugs, or get help versus the unavoidable, involuntary effect of a diseased brain. Additionally, those that choose to continue being addicted over a long period of time illustrates that by making that choice they are not helpless compared to a person who has a chronic disease. â€Å"Rather than being the inevitable, involuntary product of a diseased brain, these actions represent the essence of voluntariness. The addict’s behavior can be modified by knowledge of the consequences. Involuntary behavior cannot (Satel, Goodwin, 1998, pg. 5). As a result of that knowledge the addicted person is in control and can take be in charge of their actions to change the cycle and make a deliberate effort to change. My Position: My position is optimistic on the subject Is Addiction a Brain Disease? Addiction is a primary, progressive, and chronic disease of the brain, which creates physical, emotional, and spiritual impairments. I have seen this disease affect people close to me and can only have hope that someday there will be a treatment. First hand, I have seen three families, with different backgrounds, affected by addiction. Two lost a loved one to the overdose of drugs and the other is struggling along with their loved one, who is addicted, to defeat it. One mother wanted to know how this could have happened to her son, how he could lose control of his life and eventually lost the battle of addiction. I do not believe that a person voluntarily WANTS to be addicted, or that they even realize what addiction truly is prior to becoming addicted. However, I do agree with both sides that a person does voluntarily make the choice to take a drug of abuse. But have given more thought into it about why a person can’t just stop taking the drug when they know it is harmful and changes their behavior. My conclusion is that addiction is caused by drugs that are induced with one or more certain types of chemicals that travel through the brain and have an effect on the area of the brain where we feel pleasure and joyful feelings. Also, some people are more susceptible than others to becoming addicted to drugs of abuse than others because their brain reacts differently to the chemical(s) in a drug. Furthermore, addiction has signs and symptoms and a predictable progression and it is apparent that the characteristics of the disease and the approaches to treatment is not any different from other chronic brain diseases. Addiction is a brain disease since its causes are complex but its results are clear. I’m in agreement with NIDA that an 6 addicting substance changes the way the brain works over a long period of time, which leads to the activities of what we recognize as addiction and like most other brain diseases, addiction can be treated. Although treatment can be long and diff icult and there are often relapses, it can be successful if people acknowledge it as such and treat it accordingly. Multicultural Application Addiction affects, if not to all, most countries and cultures. According to the annual report of the UN International Narcotics Control Board (INCB), the estimated number of drug abusers worldwide in 2009 was between 172 million and 250 million people. Varying by different narcotics, the 2007 report national rates range from 0.8% to 11% overall with the highest rates in Italy, Spain, and the United Kingdom and the lowest rates recorded in Romania, Malta, followed by Bulgaria, Greece and Sweden (INCB, 2007, pg. 98). Although we come from different cultures, most of the world shares common diseases and since most countries are affected by addiction the sharing of awareness, knowledge, and research information between cultures could have a huge positive impact on the world. Critical Literacy NIDA’s position of â€Å"Yes, Addiction is a brain disease† is based on their commitment of continued studies and research into drugs of abuse, addiction, backing up their argument that addiction is within the brain not the individual. Satel and Goodwood’s position of â€Å"No, Addiction is not a Brain Disease† is based on their conclusion, according to their research into other’s researches and their knowledge in the positions they hold as psychiatrists that addiction is an individual’s choice not a disease within the brain. Both are able to support their claims by information provided through research. Civic Literacy Besides the known fact that millions of people around the world are directly or indirectly affected by addiction, it has a huge impact on our society. Not only with the economical costs involved for medical and healthcare, there is the cost of crime as a result of consequences from addiction, loss of productivity in the workforce, and many deaths that result from complications of addiction and overdose. By being aware and informed of addiction, citizens can be supportive and helpful to those battling addiction and help prevent others from getting the disease. They can also help by being understanding and supportive to those who are addicted and encourage them get the treatment they need to battle it. Another way to lend a hand is citizens can get involved within their community and promote physical and social activities for all age groups. Citizens can make a difference just by starting somewhere instead of doing nothing and thinking â€Å"oh that’s their problem† or â€Å"it will never affect me† or worse â€Å"it is their fault they are addicted†. It is happening, it can happen to anyone directly or indirectly, and it isn’t anyone’s fault. We need stricter laws on drug making and trafficking to help our society, otherwise we will become an addictive society. Our leaders can invest in continued and advanced scientific research for prevention and treatment. Values Literacy Clearly with as much research as there has been on this topic there is a huge interest and concern of what is happening in our society. By upholding moral values we can consider others opinions with an open mind on topics such as this knowing that while we carry our own values, we must encourage those values as a society to help combat addiction and by being open to the opinions of others we can all come together to battle this disease. With NIDA’s investment into research and treatment it shows they have a special interest and concern on the value of life and  our society. It appears the opposing side would rather dispute the issue and disregard it as a disease, but rather the behavior of a person. Scientific Literacy NIDA is known as being one of the largest supporter’s of the world’s research on drug abuse and addiction. Government funds are used for scientific research by tracking emerging drug use trends, understanding how drugs work in the brain and body, developing and testing new drug treatment and prevention approaches, and disseminating findings to the general public and special populations (NIDA, 2007). They claim that the Science of Addiction has evidence backing up their argument that addiction is a disease of the brain. Psychiatrists Satel and Goodwin, claim that based off biological studies and scientific findings there are not sufficient facts to back up NIDA’s claim that addiction is a brain disease, supporting their argument that addiction is not a brain disease. Conclusion After completing my research, it was not a surprise to find there are differences of opinion on this topic and understandably so. This research and my experience of having observed the affects of addiction first hand have not only driven my passion to understand addiction and the brain, but strengthen my position that addiction is a brain disease. By keeping an open mind allows me to learn and recognize the views of others. Addiction is a common disease we all share directly or indirectly, it is an International problem. The more people know and understand addiction the chances they will be open to looking at it differently. Knowledge and understanding are two biggest parts of moving forward in taking this disease more seriously. It does no good to blame the abuser My hope is that people will look at addiction and take it more seriously if it is considered a brain disease and put more time and money into further research to find out what is actually causing the addiction in the brain and why some people are more susceptible than others. One may lean more toward the idea of addicts choosing to be addicts and that they have complete control over their actions; however, if the addict chooses a path to moderation, they face medical complications associated with withdrawal. The physical effects of withdrawal can become severe enough to cause death and require medical treatment, thus suggesting addiction is a form of disease. No matter what side you choose on this debate, you should expect to run across supportive evidence of the alternate side while arguing your point. It is a choice to try a substance, but it is not a choice to become addicted. Although this brain disease does not remove an addict from their responsibility for their behavior it does explain why many addicts cannot stop using drugs by strength alone. References 1. Satel, S., & Goodwin, F.K. (1998). Is Drug Addiction a Brain Disease?, (9th edition). Upper Saddle River, N.J. Pearson Prentice Hall. Retrieved from http://www.eppc.org/publications/bookID.19,filterID./book_detail.asp 2. National Institute of Drug Abuse. (2007). Is Drug Addiction a Disease? Unknown. Retrieved from http://www.drugabuse.gov/publications/topics-in-brief/drugs-brains-behavior-science-addiction 3. Myers, D.G. (2011).Psychology. (10th edition). New York: Worth Publishers 4. International Narcotics Control Boars (2011). Report of the International Narcotics Control Board for 2011 Unknown. Retrieved from http://www.incb.org/incb/en/publications/annual-reports/annual-report-2011.html

Concept paper Assignment Example | Topics and Well Written Essays - 250 words

Concept paper - Assignment Example The need for able leadership in the retail sector was upheld in the ‘Retail Davos’- the Retail Leadership Forum held on the 13th and14th of September 2011. This event hosted by the global business advisory giants like Goldman Sachs, Korn/Ferry International and OC&C Strategy Consultants, discussed the role of leadership in the modern era of retailing. According to the speakers at the forum, the retail leaders in future will require â€Å"a new set of leadership skills in order to adapt to the changing dynamics in the fact paced industry.† (Harrison, 2011) This has become a pressing issue on the regional as well as global level. And this is what makes this research problem a matter of substantial business interest. In the present business era marked by fierce competition, many global and local retailers are awakening to realize their most critical survival challenge in the forthcoming years. Already caught in the cobweb of competition, pricing, consumer preferences and global extension, the new challenge that has baffled the retail industry is the need for competent leaders. (Florida, 2006; Higgs, 2001; Stalk, 1992) The retail heads across the world have understood that in order to achieve successful organizational growth, it is vital to find and engage the right leadership. (Lengnick-Hall, 2003; Shim, 2002) Studies in retail leadership conducted by Korn/Ferry in collaboration with the World Retail Congress have shown that the lack of right leadership talent can severely affect the development and expansion of retailers, thereby hampering their business growth. (Morel-Curran, 2008) My study looks forward to critical evaluating the need for restructuring of leadership training in retail managem ent. The research methodology to be used is a quantitative study with a quasi-experimental design and the method to collect data will be through surveys. The purpose of the study is to critically evaluate the need for restructuring of leadership training in retail

Should us allow more foreighn workers with VH1 visas Essay

Should us allow more foreighn workers with VH1 visas - Essay Example of immigrants that currently live and work in USA should be considered as extremely high while the entrance of new immigrants in the country on a daily basis (in accordance with the data presented above) is an issue that should lead the country’s governor to take significant measures in order to protect the country from the flows of immigrants mostly by making the procedure for the provision of visas extremely difficult so that the number of immigrants in USA to be limited. Regarding this issue, we could refer to the study of Bach (1986, 139) who noticed that ‘the incorporation of immigrants into the advanced industrial states may be best understood in the context of recent theoretical debates over the changing character of racial and gender inequality’. It should be also noticed that immigration in USA has been related with many aspects of the country’s social and political life. In fact, in accordance with the study of Fairchild (2004, 528) ‘the rac ial politics of immigration have punctuated national discussions about immigration at different periods in US history, particularly when concerns about losing an American way of life or American population have coincided with concerns about infectious diseases’. All the above issues have significant importance in the identification and the evaluation of position of immigrants in USA. The legal and financial support of immigrants arriving in the country (through the provision of necessary documentation in order to have the right to work) should be explained at a next level. In current paper the provision of a particular type of visa (VH1 visa) is being examined trying to identify the effectiveness of the terms required for granting this visa to immigrants across USA. On the other hand, the governmental policies regarding the procedure of granting VH1 visas to immigrants is being examined highlighting the issues that possible appear in relation with the particular problem. Traditionally, USA has been

Changing Women status Essay Example | Topics and Well Written Essays - 1000 words

Changing Women status - Essay Example The conservatives as usual took a pro-patriarchy position which aims at chaining the women to the clutches of family and patriarchy. They also highlight the role of gender hierarchy in shaping the wider Korean culture. It is also an open argument for preserving the structures which keep the Korean women subordinate to their male counterparts. The pro-women groups have always maintained that the essence of democracy lies in gender equality. Extension of Korean democracy is by definition linked to widening of democracy to transform the existing gender relations. The Women Sub-species and the Gendered Nation The very lack of discussion on issues affecting women was one of the defining features of the Korean political system. For instance, the issue sex workers in Korea who mainly live by the surrounding areas of American military bases were never discussed by the civil society as they were seen as the â€Å"comfort women†. Choi is of the view that â€Å"what should be shocking i s that the chongsindae issue has never been debated in Korea or elsewhere† (98). The general invisibility of the women and marginalization of women’s issues in particular had been at the center of protecting patriarchy in Korea. According to Moon, the mainstream nationalist discourse in Korea presupposes that â€Å"while men are the founders of the nation with heavenly origins, righteous warriors or patriotic soldiers, and heads of households, women have sub-human origins and are the bearers of sons who will inherit the nation and defend it† (57). It means that men are consider to be the original citizens by the so-called Korean democracy and women degraded to the status of modern serfs. It has been pointed out that, especially by Choi, â€Å"long before World War II, the Japanese colonial exploitation left poor women with little choice but to perform hard labor in Japan. It was part of the way the Japanese exploited women in general to speed industrializationâ €  (99). Therefore, one could easily argue that women’s empowerment is very much a question of decolonization in general as colonialism always consider the subjugation of women as a structural need. It is also important to look at the overlapping between colonialism, neo-colonialism and capitalism in women’s oppression in Korea. Choi points out that, as argued by the socialist feminists in Korea that â€Å"patriarchy is an essential instrument of capitalism and the never ending process of capitalist accumulation is not possible without an asymmetrical male-female relationship that enables domination and exploitation of women and thus maximizes the surplus value, the profit gained by holding down production costs, particularly wages† (115). As more women are working with multinational companies, the exploitation women is being enhanced. As a primary step for achieving greater gender equality, the old family laws must be totally eradicated. In Korea, the debate on nation-building is essentially linked to the question what role women must play in both family and the society in general. This standpoint is fortunately part of both the pro-feminist and anti-women discourses. In the colonial period, the family laws were considered as inherently part of the Korean tradition.

The Human Life Cycle Stages Essay Example | Topics and Well Written Essays - 750 words - 1

The Human Life Cycle Stages - Essay Example The human being begins as a single cell is achieved after the fertilization between a female cell and a male cell. As the human cells specialize and duplicate into parts of the body, this period takes nine months in a woman after then the infant is born (Bellamy 42). This stage is different from the fact that before the infant is born a woman has to nine months because there are some infants who are born with seven, eight and others nine months. The infants who are born with less than nine months appear to have problems mentally, physically while others continue with the associated problems throughout their lifetime. In the real sense, the greatest percentage does not survive, and if they do their lifespan is not that long (Rufus). Infancy is the second stage in life after which the baby is totally dependent upon his or her parents for food, movement from one place to another, bathing, and of course changing. The infant is referred to as the troublesome toddler. In this stage, proper protection is given to the baby since this is the time the infant will develop some sounds (Kalman 34). On the other hand, the infant can be born after the normal nine months, but the infant will take a long time without the development of any sound. Biologically this is due to disabilities which originate from the growth of the infant, where in some cases the infant ends up stammering, late development of the sound or never develops any of the sounds in his or her full lifetime (Bogin 68). Childhood is the next step in the infancy where the child is in the ages between 3 to 10 years. This is the stage that the child runs how to make some movements from one place to another, development of teeth, and development in the growth of body size. The brain starts developing since the child can now play with objects, other children can run and can make decisions over certain issues, which he or she comes across (Bobbie 78). The stage is characterized by the complete pronunciation of the words and then the child is taken to school for the advancement of knowledge.  

Compound Interest and the Power of Saving Essay

Compound Interest and the Power of Saving - Essay Example Interest in a nut shell is the cost of buying and selling money. The Banks buy money from you when you deposit money in the savings accounts or Certificate of Deposits at the Banks. The Banks give you a rate of interest on those accounts. But what do banks get out of that They then sell the money through loans and credit cards. So let us suppose the Banks give you 3% interest rate on the savings account and get 8% interest rate on a loan they give out. Essentially they make a profit of 5 % on that money. Now what is compounding of interest Simply put when interest is being paid on some money, that interest is added to the money and then the interest clock starts ticking on the new amount. Though it does not particularly sound exciting it is a very powerful concept and if utilized well can financially benefit anyone who understands it. To understand this concept an old parlor trick question can help. That question is, what would you prefer $1000 everyday for a month or a penny doubled everyday for the month (i.e. 1 cent the first day 2 cents the second day 4 cents the third day etc.). The mathematically astute person knows that this is a no contest and the person taking the penny doubling offer wins by a huge margin. The compound interest can be explained like this .Simple interest as we already know is the interest that is derived from only the investment in a principal amount. Say we take $100 and put it in an investment for one year at a simple interest rate of 10%. We multiply the interest rate of 10% times the principal amount of $100 to derive an interest payment of $10. This seems fairly obvious and straightforward. But let's look at what happens in the second year if the interest is not paid out. In a "compound" investment, the interest is not paid out to the holder; it is built up within the investment. Consider our $100 above. If the interest was paid out after the first year, we would get our $10 in interest and have our original $100 still invested. If the interest is not paid out, however, we would have our original principal of $100 plus $10 in interest for a total of $110 at the end of the first year. This entire amount would bear the original interest rate of 10% for the second year. Not only would we get 10% or $10.00 in interest on the original principal of $100, we would also get $1 which is 10% on the $10.00 interest from the first year. Our total interest received would be $11. This would continue into the third year. At the end of the second year, since we have not paid out any interest, we would start with our $110 from the end of the first year plus the $11 we earned in the second year. This would give us a third year opening balance of $121 which would bear interest of 10% for the third year. Our 10% interest on $121 equals $12.10. Assuming we still don't pay out any interest, we will now have a total investment of $133.10. Well it still does not look too exciting. But let us extrapolate this further. If we leave t his $100 alone for about 30 years we will end up with a $ 1000. Now that is interesting but definitely not exciting. Well how about this using the same mathematics if you save a $100 a week in thirty years that is One Million dollars. Now that without any doubt is exciting. But this sounds too good to be true, so the skeptic in me says that most likely in 30 years Million dollars would be